Insurance – Daily writing- May 21

May 20th, 2009 | By admin | Category: Daily Writing

The policy number reads in a string of gibberish Greek on the right hand side. It comes with an accompanying booklet that has consumed a small forest on the outside of town. I am never going to read all that stuff, but they insist on sending it along in case I choose to sue I guess.  My eyes try to digest the details before me, but seem to slip all over the page the yearly rate, the pay by the month rate which does not equal the yearly rate – because you only get the discount for the lump sum!

It all seems transitive and insubstantial but lying behind this sheaf of commitment lies a marching army of numbers and figures, of actuaries who have lined up columns and figures in elaborate spreadsheets to arrive at ‘my’ insurance figure for my car- with a $400 excess of course!  This lighter than air document actually carries the weight of a refrigerator in terms of what it can do, where they might be prepared to go – if I hit someone or they crunched into me, except those times where you don’t see the one who’s done it and there’s this neat dimple in your rear right wing and you have to pay the excess wether it’s your fault or not. It’s a beautiful thing, must have been done by a four wheel drive it’s up so high – it appears as a dimple, but then I noticed the lower part of the door was bent out of shape too. The smooth lines in metallic blue now bow in a strange type of way. It still drives the same, smells the same, The leech of three years of ownership has erased the new car smell!

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